What is Help To Buy?
The Help to Buy (Scotland) Scheme is a Scottish Government scheme to help you to buy a new build home from Bancon Homes with as little as 5% deposit.
Help to Buy is available on homes up to the value of £200,000 The ‘Help to Buy Equity Loans’ are available to everyone, whether you’re a first time buyer or an existing homeowner who’s looking to move up the property ladder.
The Government will lend you up to 15% of the value of your new build Bancon home up to the value of £200,000 through an interest free equity loan. This means you’ll only need to secure a 80% mortgage with a 5% deposit.
In the first instance you will need to contact Bancon Homes or the Sales Consultant at the development that you are interested in. You will then be referred to our independent financial advisors who will put you in touch with one of the agents who administers the scheme so that you can complete an application form and submit this to the agents. The agent will then contact you to let you know if your application is eligible.
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